Let your day be filled with
what inspires you.

Let your day be filled with
what inspires you.

Let your day be filled with
what inspires you.

OhCut Privacy Policy

Last Updated/Effective: Oct 16, 2024

Introduction
This Privacy Policy explains how OhCut and its affiliates (collectively referred to as “OhCut,” “we,” or “us”) collect, use, disclose, transfer, store, retain, or otherwise process your personal information when you, whether as an individual, sole proprietor, or representative of another business entity, sign up for or use an OhCut account and our services via our website or applications (collectively, the “Services”).
This policy covers information collected through your access to and use of our Services. Please review it carefully. By continuing to interact with and use our Services, either directly or indirectly, you agree to the practices and policies outlined in this Privacy Policy.

Types of Information Collected/Information We Collect About You

OhCut as a Service Provider/Data Processor
OhCut serves businesses that use our products and services (“Businesses”) and their customers (“Consumers”). We collect and process information about Consumers on behalf of Businesses when they interact with OhCut services, such as making payments or scheduling appointments with a business that uses OhCut. This information is called Consumer Data and is handled in compliance with data privacy regulations.

OhCut collects Consumer Data when they engage with a Business that utilizes OhCut’s products and services. For example, when a Consumer books an appointment or makes a transaction at a Business that uses OhCut, we gather the necessary information to facilitate the service.

OhCut as a Data Custodian

OhCut is committed to ensuring the security and protection of both Business and Consumer personal information. We collect information solely for the purpose of delivering our services and improving the overall user experience.

OhCut collaborates with third-party service providers to support, maintain, and enhance our Services. However, we never share or sell your personal information without your explicit consent, nor do we exceed your reasonable expectations for data use.

When you interact with third-party service providers or partners of OhCut, your explicit consent will be required before sharing any Sensitive Personal Information or Personal Information. This consent will be requested at the point of engagement. These third parties may include:

  • Technology Providers or Partners: To store data, provide software, or assist in delivering our Services.
  • Marketing or Event Providers: To help us manage advertising campaigns, promotions, special offers, or events.
  • Identity Verification Providers: To assist with fraud prevention, background checks, and compliance requirements.
  • Financial Partners: Such as financial institutions and payment networks that facilitate payment transactions for our Services.

OhCut uses your data to continuously improve the functionality and performance of our products and services, ensuring they work more efficiently for you and other users.

Information you provide
OhCut collects the data you provide when you open, register, and use an OhCut account. This includes, but is not limited to, email addresses, phone numbers, your contact list (if you choose to import it), personal identification details, transaction information, and any other data you share with us. OhCut will never sell your user content or contact information, nor will we allow third parties to advertise to you without your explicit consent. For example, if you book or register with a business using an OhCut Business Account, you are consenting to receive communications from that business, such as marketing materials or appointment reminders.

 

Permission to Use Content/Your Content
“Content” refers to any user-submitted data, including text, images, photos, audio, video, and all other forms of communication or data that is uploaded or shared with OhCut.

“Your Content” means any Content that you submit or transmit through the OhCut platform, such as reviews, ratings, compliments, invitations, or information you display in your account profile.

“User Content” includes Content submitted by users or consumers, such as ratings, reviews, compliments, invitations, and other information shared with OhCut through the platform.

OhCut may use this Content in various ways, including displaying it on the platform, reformatting it, incorporating it into other works, creating derivative works, promoting it, and distributing it across other websites or media platforms (collectively, “Other Media”). By submitting Content, you grant OhCut a world-wide, perpetual, non-exclusive, royalty-free, assignable, sub-licensable, and transferable license to use the Content for any purpose.

How We Collect Information
We collect the information you provide when you:
  • Request information about OhCut or our products and services;
  • Apply or sign up for an OhCut account or any of our Services;
  • Complete our identity or account verification process, communicate with us, answer surveys, upload Content, or otherwise interact with our Services.

In particular, OhCut collects the following categories of information (and has collected these categories during at least the 12 months preceding the effective date of this Privacy Policy):

  • Financial Information: Bank account details, payment card numbers, and other financial data.
  • Transaction Information: Details about transactions, such as where and when payments occur, transacting parties, transaction descriptions, payment amounts, billing and shipping data, and the devices and methods used to complete transactions.
  • Other Information You Provide: Voluntary information, including uploaded images, survey responses, participation in promotions or contests, suggestions for improvements, referrals, and other actions taken within the Services.
  • Internet Activity: Data regarding how you use our Services, including login/logout times, browser type and language, internet service provider, pages visited on our platform, features used, and search terms.
  • Online Identifiers: Information used to log into your account, including your IP address and other unique identifiers such as device identifiers, cookies, beacons, and customer numbers.
  • Professional Information: Business-related data such as staffing availability, appointments, and employee information (e.g., job titles, payroll details, and timecard data).
  • Contact List: Contact information imported from your signed-in devices into your OhCut account upon request and with your consent.
  • Inferences: Data derived from the above information to create a profile about you, reflecting your preferences and behavior, for account security and to enhance your experience with our Services.
  • Identification Information: Personal identifiers such as name, email address, phone number, postal address, driver’s license number, Social Security number, FEIN, Taxpayer Identification Number, or other government-issued identification.

By interacting with the OhCut platform and providing any of this information, you consent to its collection and use as described in this policy.

Information We May Collect
We also collect information about your customers on your behalf when they interact with your business. We refer to this as Your Customers’ Data. This data is collected when your customers use OhCut’s products and services, such as making a payment at your establishment, scheduling an appointment, or receiving an invoice from you. The specific Customer Data we collect depends on the products and services you use and how you engage with them. This data may include the following:
  • Device Information: Information about your customer’s device, including hardware model, operating system and version, device name, unique device identifier, mobile network information, and how their device interacts with our Services.
  • Financial Information: Bank account numbers and payment card details.
  • Identification Information: Your customer’s name, email address, mailing address, phone number, government-issued identification, or other historical, contact, and demographic data, including signatures.
  • Location Information: Your customer’s device location data, depending on how they make payments.
  • Transaction Information: When customers use OhCut to make or record payments to you, we collect details such as when and where the transaction occurred, the names of the parties involved, a description of the transaction (which may include item-level data), the payment or transfer amounts, billing and shipping information, and the devices and payment methods used.
  • Use Information: Information about how your customers interact with our Services, including access times, login and logout data, browser type, country and language settings, IP address, and information about your customer’s device and operating system.
  • Other Information Provided by You or Your Customers: Information voluntarily given by your customers or that you input into OhCut’s systems, such as survey responses, contest entries, promotional activities, or notes about your customers.
Information Consumers May Provide OhCut
Consumers may also provide OhCut with Identification Information, such as their name, email address, or phone number, which may be linked to a tokenized version of their payment card. Depending on privacy laws in certain areas, like California, businesses and service providers have different obligations. As a service provider, OhCut processes Customer Data on your behalf to provide our services. However, in certain cases, OhCut may act as a business, such as when sending digital receipts or facilitating communication through our Customer Directory or Marketing tools.
Sources of Information We Collect

We collect information about you from the following sources (including during the 12 months preceding the effective date of this Privacy Notice):

  • You directly: When you submit information or grant access to your information.
  • Your devices and applications: When you interact with our website or use our Services.
  • Aggregated data sources: Businesses that compile data from multiple sources.
  • Clickstream data: Gathered through website cookies.
  • Analytics and marketing companies: Businesses that provide insights and marketing data.
  • OhCut group companies and affiliates.
  • Other sources:
    – Social media networks.
    – Online advertising companies.
    – Service providers who assist with third-party identity verification, credit checks, and fraud detection.
    – Credit bureaus and financial institutions.
    – Contact lists from signed-in devices.
    – Mailing list providers.
    – Publicly available sources, such as public records of criminal convictions or arrest records.

This comprehensive approach ensures we collect and process the information necessary to deliver our Services efficiently and securely.

Use of Information

We use your data to ensure our products and services operate effectively, help you log in to your account, verify your identity, secure your information, prevent fraud, comply with legal requirements, enforce our agreements, and explore new product developments. Additionally, we use your data to offer products that make it easier for both businesses and consumers to interact with our platform.

We also use your data to fulfill the purpose for which it was provided (“reasonably acceptable use”). For instance, if you provide your name and contact details to request a quote or ask a question about our products or services, we will use that information to respond to your inquiry. If you provide personal information to make a purchase, we use that data to process the payment and facilitate the transaction.

In the past 12 months, we may have collected, used, or shared your information for the following purposes:

  • Performing, improving, and developing our services
  • Delivering support, technical notices, security alerts, and resolving disputes related to your OhCut account
  • Determining service availability in your region
  • Developing new products and services
  • Displaying your historical transaction or appointment information
  • Improving, personalizing, and facilitating your use of our Services
  • Processing and recording payment transactions
  • Maintaining and improving our website and services
Advertising and Marketing

We may use your information to:

  • Market our services to you
  • Communicate with you about opportunities, products, contests, promotions, and special offers
  • Send marketing emails with an option to “opt out” of future emails
Communication About Our Services

We use your data to:

  • Send surveys and gather feedback about our Services
  • Provide updates about our products and third-party services
  • Share useful information you may have requested about our products
Security – Protecting Our Services and Maintaining a Trusted Environment

We take your data security seriously, implementing industry-standard practices to protect your information from unauthorized access, loss, and misuse. While we strive to provide a secure environment, no system is 100% secure, and we cannot guarantee absolute protection of your data.

Security measures include:

  • Conducting investigations and complying with legal obligations
  • Responding to government requests and valid legal processes
  • Preventing fraud, misrepresentations, and security breaches
  • Debugging and fixing technical issues
  • Enforcing our User and Participation Agreements
  • Protecting the rights and property of OhCut, our customers, and their customers
  • Ensuring the safety and quality of our services
  • Verifying user identities
Security Standards We Comply With
  • PCI DSS: We comply with the Payment Card Industry Data Security Standard (PCI DSS) to safeguard payment card data.
  • SOC 2: We are SOC 2 certified, ensuring security, availability, processing integrity, confidentiality, and privacy of our services.
  • ISO: We follow ISO standards for information security management systems.
  • HIPAA: We are HIPAA certified to protect the privacy of protected health information (PHI).
Cookie Consent and Other Similar Technologies

We use digital cookies and similar technologies to enhance your experience on our platform. These technologies help us:

  • Remember your login information
  • Analyze how you interact with our services
  • Provide personalized experiences and content
  • Measure the effectiveness of our services and communications
  • Improve our products and services

These automated technologies collect your device information, internet activity, and preferences, which help us tailor our offerings to better serve you.

When and With Whom We Share Your Information

We may share the personal information described in the “Information We Collect” section with the following categories of service providers and third parties:

With Other Users of Our Services
We may share your information with your customers when you make or accept a payment, schedule an appointment, or conduct a money transfer using our Services.

With Our Affiliates and Group Companies

We may share your information internally to better understand how you engage with OhCut products and services. This helps us improve our offerings and create tailored experiences for you.

With Our Service Providers

We work with service providers who assist us in maintaining and improving our Services. This includes fraud prevention, identity verification, payment collection, and marketing campaigns. We may also share information with financial institutions, payment networks, and credit bureaus that support the functionality of our Services.

With Your Consent

We share your information when you provide explicit consent, for example, when you authorize a third-party application or website to access your data or at your direction when using specific features.

Aggregated/Anonymized Information

We may share aggregated and anonymized information (data that does not identify you) within our group companies, with service providers, or with third parties for statistical and business purposes.

Third-Party Advertising and Analytics

We work with third-party analytics providers to analyze usage patterns, track metrics, and deliver relevant advertisements. These providers use technologies such as cookies and web beacons to help us improve our services. While they are contractually obligated to protect your data, they have their own privacy policies that you should review.

How Long We Keep Your Information

We retain your information as long as you actively use our products and services. After that, we keep it as long as necessary to ensure uninterrupted business operations and to comply with legal obligations. Even after you deactivate your account, we may retain copies of your information and records of transactions or interactions for a period that complies with legal requirements or is reasonably necessary to meet our obligations, such as preventing fraud or resolving disputes.

Location Information

We may request access to location data, including precise geolocation, to provide certain services. If you do not consent to location tracking, some features of our services may not function properly. You can stop location data collection by changing your mobile device settings or uninstalling OhCut applications from your device.

Promotional Communication

You can opt out of receiving promotional emails from OhCut by following the “opt-out” instructions in those messages or by adjusting your email notification settings in your OhCut account. To stop receiving promotional text messages, reply with “STOP.” Opting out may impact your use of our Services, but you will continue to receive non-promotional messages, such as digital receipts and account notifications.

Submitting a Request

If permitted by applicable law, you may request to access, correct, object to, restrict, or delete your personal information, or request an electronic copy for data portability. You can submit these requests through OhCut Services or by contacting us at support@ohcut.com with the subject “Data Subject Request” or by calling toll-free at 1-800-000-0000. We will respond within legal timeframes and send a confirmation email within 24-48 hours of receiving your request. Requests submitted by authorized agents must be accompanied by signed authorization from the consumer.

Children’s Personal Information

If you are under 16 years old, please do not use our Services. If we discover that we have collected information from users under 16, we will promptly delete it.

Changes to the Privacy Notice/Policy

We review and update this Privacy Notice every 12 months. The updated version will be posted with a revised “Effective Date.” We will provide reasonable notice of material changes, and if you disagree, you may cancel your account. Continuing to use our Services signifies your acceptance of the revised notice.

Contact Information

If you have any questions or concerns about our privacy practices, please contact our privacy team at:

OhCut Inc.
3435 Wilshire Blvd #1900,
Los Angeles CA 90010

support@ohcut.com OR toll-free at 1-800-000-0000

We will acknowledge your inquiry, and may request additional details to investigate and address your concerns. We may keep a record of your request and its resolution.

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